An AI-native bank, built from the ledger up.
Most “AI in banking” stops at a chatbot bolted onto a core. AIB starts from the core — a double-entry ledger, live regulatory reporting, and a governance model where agents propose every action and a human disposes it.
Agents propose, humans dispose
Every decision — open an account, extend credit, screen a payment, file a report — is a proposal. An agent or analyst proposes it; a human with the right role disposes it; the executor materialises it in one atomic, hash-chained transaction.
Real ledger, real reports
A double-entry, append-only general ledger in integer minor units. COREP, FINREP, LCR, NSFR and AnaCredit are projected live from that ledger, validated, and written as an xBRL-CSV package.
Auditable end to end
Every propose, dispose and execute appends an immutable, hash-chained audit row, anchored daily against an external timestamp authority — history that can’t be quietly rewritten.